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Huntington Bank

Huntington Bank Perks Checking $400 Bonus

Huntington Bank pays you $400 when you open a Perks Checking account and set up $500 or more in direct deposits within 90 days. The bonus posts within 14 business days. There is a $10 monthly fee, waivable with $1,000 in monthly deposits. Soft credit pull. Available in 11 states only.

Bonus amount
$400
Expires
Jun 15, 2026
Time to complete
~90 days
Bonus deposited in
~14 days
Difficulty
Easy

Requirements

Last verified: Apr 2, 2026

  1. Open an account

    Open your new account using the offer link before the offer expires.

  2. Set up direct deposit

    Set up and receive qualifying direct deposits, such as payroll or government payment like social security, totaling $500 or more within 90 days of account opening.

Deposited into your account within 14 days of meeting requirements.

Tips & Gotchas

  • Be sure to apply your unique promotion code.

Direct Deposit Data Points 15

Community-reported results for what triggers a qualifying direct deposit at Huntington Bank.

17 total

View all direct deposit data points across every bank →

Account Details

Monthly fee$10/month
Fee waiver
  • $1,000 in total monthly deposits
  • $5,000 in total relationship balances
Min. hold period90 days

Keep your account open for at least 90 days.

Credit inquirySoft pull only
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (CO, IL, IN, KY, MI, MN, OH, PA, SD, WI, WV)

Eligibility

Minimum age18+
Existing customersNot eligible

Must be a new personal checking customer.

Can You Earn This Bonus Again?

Can rechurnYes
Cooldown180 days

Fine Print

Normal 1099-INT reporting applies.

Taxable income · Reported on 1099-INT

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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. Learn more